Pata Loan

Our Vision

To be the most efficient microfinance institution in Kenya by being cashless, paperless and data-driven to offer the best value, most flexible and most customer-oriented financial services in the market.

Our Mission

To grow, build and maximize the potential of the businesses of the low income and unbanked of Kenya through the provision of affordable, flexible and customer-oriented financial services.

Core Values

Innovation

Develop new ideas to enable us to be the most efficient microfinance institution in Kenya, delivering innovative and competitive financial services by using the latest technology and data analytics.

Integrity

Do what is right,treat clients,partners and each other with utmost respect,honesty and uphold the highest ethical standards.

Customer Focus

Delivering process oriented and quality driven services aligned with our customer needs.

Excellence

Strive to deliver first class service through best talent and continous personal and professional development aiming to create value to our staff,clients and shareholders.

  • Helping Kenyans since 2010.
  • Simple loans up to Ksh 100,000.
  • Apply online.
  • Use your smart phone, tablet or computer.
  • Funds transferred directly into your Mpesa account!
  • Our standard loan term is 12 months.
  • Our competitive interest rates make us more affordable and we only lend what you can afford.

Our easy 100% online application process has delivered personal loans to over 600,000  people in Kenya, and offers you a range of payment options for loans. For a fast, flexible and competitive personal loans solution.

APPLY ONLINE

APPLY ONLINE
Fill in the application form with utmost honesty.You can apply using your phone and you do not to make any physical contact.

LOAN PROCESSING
We analyze your application, do background checks and determine your credit score.You will be informed on how much you qualify for within ten minutes of submitting your application

LOAN DISBURSEMENT
The amount approved will be sent via MPESA within 30 minutes of application.This amount is based on your previous credit history as well as your usage of Mobile Money services like MPESA.

LOAN REPAYMENT
Once your loan is approved you will be well informed on how,when and how much to pay.Maximum duration for loan repayment is 12 months.